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February 24, 2005
On Credit Cards and Keyboards
A bemused note on Credit Cards and Key Boards.
First, on Key Boards, I share with you the stunning information that if you spill turkish coffee on your fancy schmancy wireless super keyboard, afterwards it ceases to work quite so well.
Second, on Credit Cards. There is a connexion. As I am soon off to Dubai and as Dubai is Gadget Land, I can replace several items (including cell phone, I share with you the observation that dropping your fancy schmancy cell phone into the sink has a decidedly negative effect on its functionality). However, one does need of course some liquidity, and of course Credit Card does indeed do that. However, my Western CC freaks out when I go to strange places unannounced. So, I have to ring them to let them know I am going to place X, Y or Z. They never fail to inform me the Bank does not really like have clients like me, i.e. expatriated ones.
However, at the same time, although I have never requested a credit line increase, they up it without fail. It really is at an absurd level now. I could, in a fit of madness, but a car on my Visa card. Of course, it would be a fit of madness but I really have to wonder about their control systems. Primarily as I am always being flagged for the spending I do undertake, never more than a few K here and there, but often in strange places (relative to the clientele they aim for) and sustained as such. I am a problem client. Yet, I am a good client. Their risk managers really should have capped off these increases some time ago since it would only take one little fit of madness and then settling down in a suspect jurisdiction to engage in a nice fat operation.
Of course, the relevance here is simply reflecting on remaining issues for Expats. It's easier than it once was, but personal finance items are getting both harder and easier from various points of view (e.g. the irritation of US Patroit Act nonsense and the stupid costs it imposes).
Posted by The Lounsbury at February 24, 2005 02:36 PM
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Jan-July 2005
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